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Home Financial Education

Huwag mag-overstock dahil lang mukhang malakas ang benta

by TMM Insider Views
September 14, 2026
in Financial Education
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Isa sa mga tahimik na problemang puwedeng pumatay sa small business ay ang sobrang inventory. Oo, totoo iyan, kaibigan.

Kapag mabilis maubos ang isang produkto, natural lang na isipin ng entrepreneur na kailangan niyang mag-order nang marami. Pero kapag mali ang estimate, maaaring maipit ang malaking bahagi ng working capital sa stocks na hindi naman agad gumagalaw.

Mas mahalaga ito ngayon dahil hindi pare-pareho ang takbo ng consumer spending.

Ayon sa PSA, kahit lumago ng 2.8 percent ang household consumption noong second quarter ng 2026, may mga category na bumaba ang spending, kabilang ang transport, restaurants and hotels, at recreation and culture. (Philippine Statistics Authority) Kaya magandang habit ang regular inventory review.

Tingnan kung alin ang fast-moving, slow-moving, at dead stock. Huwag puro total sales ang tutukan ng pansin. Alamin kung gaano katagal bago maibenta ang bawat item at kung magkano ang cash na nakatengga rito.

Para sa bagong produkto, puwedeng maliit muna ang initial order. Kapag napatunayang may steady demand, saka magdagdag ng stocks.

Simple ang rule: huwag gawing inventory ang perang kailangan mo para sa operasyon.

Mas maganda ang negosyo na may sapat na stocks para makapagbenta kaysa negosyo na puno nga ang bodega pero kapos naman sa cash. Gets?

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